So, without boring you too much with the details, I have been trying to figure out a way to pursue a new career the past 8 months or so. In retrospect, I have not gone about it the best way. However, here I am. I have reached a crossroads on the path to a new career. My question to you all is: what would you do? My options are to cash out half of my retirement savings to attend school for the next 2 years (I was refused student lines of credit and loans because they said I had too much retirement money...no options for scholarships from the school until the 2nd year of study) OR to work in a career I don't like and go to school part-time (which of course means it will take longer and possibly be more difficult to manage).
I guess part of me says, it's just money, so cash it out and get doing what I want to do sooner rather than later. But the cautious part of me worries that cashing out that money would be a mistake, especially if I can still achieve my ultimate goal in the end. And I worry that without the loan I expected I could receive, things will be very tight. I should add that I don't have TONS of retirement money, do not come from a wealthy family, etc., so I don't have a security blanket should things go awry. Any words of wisdom, encouragement, shared experience, etc. are most welcome :)
I guess part of me says, it's just money, so cash it out and get doing what I want to do sooner rather than later. But the cautious part of me worries that cashing out that money would be a mistake, especially if I can still achieve my ultimate goal in the end. And I worry that without the loan I expected I could receive, things will be very tight. I should add that I don't have TONS of retirement money, do not come from a wealthy family, etc., so I don't have a security blanket should things go awry. Any words of wisdom, encouragement, shared experience, etc. are most welcome :)
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Re: advice for a struggling career changer
Mon, May 28, 2007 - 5:49 PMgoing through a similar transition myself ... in my case the family has plenty of money but I don't (they've never been willing to help, so they're not a safety net), and no hope of school of any kind ... I spent 10 yrs as a computer programmer, all self-taught and am trying to transition to a place where the majority of my income is from art instead... I'd love to continue programming, just on my terms because the industry as a whole is very backward and generally unwilling to consider new ideas (looooooooong stories, but the long and the short is that I'm an inventor and the software industry doesn't like inventors) ... anyway ... I don't really have any specific advice regarding school at least not without knowing what the schooling is for. :) Glad to give you my totally unprofessional opinions about the career your headed into tho if you're okay sharing it. -
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Re: advice for a struggling career changer
Mon, May 28, 2007 - 5:53 PMoh... forgot to mention... I have no savings, no retirement, etc... no safety net of any kind actually... a few months ago the start of the life change I'm in the midst of right now was an alternative to suicide... hmm... trying to figure out how to present that so it will be interpreted positively. :) It's been a positive experience for me -- I just had to get to a really nasty place before it happened and I finally gave up carrying everyone else's bags for them. -
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Re: advice for a struggling career changer
Tue, May 29, 2007 - 10:25 AMWell Ike, I'm sure I speak for those who know and love you - and those who don't, but appreciate your being anyway - that we're glad you have chosen life change instead of life end. I know the struggles, the questioning, etc. all too well. I've been quite depressed and felt hopeless at times as well over this decision to change paths. It's not as easy as one might presume.
Anyhow, to answer your question, I'm wanting to change careers to bodywork. I believe it fits my personality and energetic self more appropriately than the career for which I was educated. I believe it will make me and the people around me happier, be more fulfilling, etc. I have some concerns about my abilities to physically do it, but I am willing to try. I have been drawn to it - or something in the alternative therapies world - for a long time and I'm not getting any younger, so feel I must try now or never. So, ya, go ahead and offer any thoughts you may have. I'm open to them :)
I'm curious about your art. What do you do? Do you feel drawn to it as your life's purpose? -
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Re: advice for a struggling career changer
Tue, May 29, 2007 - 8:58 PMThanks Chloe ... :)
bodywork seems a bit broad... are we talking yoga instructor, chiropractic doctor or deep-tissue massage license? With the exception of something that requires years of medical school, it seems like the hardest part would be similar to that of generating income with art -- generating interest, building a "client base" (or in my case a "fan base"). In which case I'd say the slower transition might be less traumatic -- give you an opportunity to put yourself out there and let people know you're making that transition to build your clientelle while you still have the other income. At which point it's a matter of luck and that you can create. :) It's just a matter of doing the numbers and remembering that every dead-end is one step closer to the next real lead. :) Check out a book on Amazon titled the Luck Factor -- written by a mainstream scientist in England on 8 yrs of research into the subject of "luck" -- and basically confirms what self-help folks have been saying for decades if not centuries. :) If you're getting into something that requires a lot of med school I would think that would complicate things quite a bit -- then you really have to question your ability to finish the schooling if you're only doing it part time... but it's also a much more traumatic shift to go full-time because you're a lot further away from income potential when you're starting the school. I know, that's probably not very helpful. :)
In my case I've chosen or am choosing to make the transition as quickly as I can, partly because I seem to be having a really difficult time keeping myself calm any time I even think about going through the process of looking for another programming job lately, whether that's an FT job or even short-term telework (in spite of being a much better scenario). I really want (desperately?) to be somewhere above Maslow's *lowest* tier more often and change or not I've found myself recently lashing out like a drowning man trying to find purchase where there is none. But I do enjoy the illustration a lot more, particularly because I know that through it I'm able to bring joy to others and I get direct feedback from them to let me know when I have... With programming for someone else there's always a question of whether the work actually serves a purpose and you rarely (if ever) get any real feedback on it. Programming for myself would be another story -- when I can get some folks behind the effort. :)
In my case I think my life purpose really has a lot to do with individuality -- expressing it and helping others to express their own (lead by example - our greatest fear that we are powerful beyond measure... subconsciously give permission to others, etc. ). Humor is one of my major tools. :) So in my illustration in addition to "serious" illustrations I have a lot of comic strips and am hoping to get syndicated into newspapers like the old Far Side series. A lot of the strips and some of my other illustrations are in my tribe photos. I've also been pursuing stand up comedy and doing more writing -- just capped off a 1st draft of a new book last week and am waiting for / hoping to get some feedback from a few friends to help me polish it and fill in any holes I may have missed. -
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Re: advice for a struggling career changer
Tue, May 29, 2007 - 9:18 PMYa, sorry about being broad. It was intentional since I'm not sure whether I will do massage therapy or shiatsu. The former is much more expensive but has better employment prospects, while the latter is cheaper but would require more initiation on my part to get a practice going. Just this week I've even been reconsidering acupuncture since it is about half the cost and I could definitely do it part-time and work. I think I would find all of those paths rewarding and likely integrate them in some ways eventually anyway. All three choices would take 2 years to complete.
I will check out the book you suggested. Thank you for that. I've never considered myself to be a "lucky" person in the sense of winning things or having things just fall into my lap. But I am lucky to have great friends, good health, loving brothers and sisters, etc. I'll be interested to see how the book defines "luck."
I do see some similarities as well with what you are trying to do...the bringing joy to others, direct feedback, transitioning, etc. I think I know what you mean when you say you have a hard time keeping calm when you think about programming jobs. Suffocating? Dread? That's how I've felt about jobs in my field. Sigh...
I appreciate the time you took to reply to my post. I looked at your page to check out your work and I enjoyed it. I hope you continue with it. Let us all know how your book turns out too. Are you revealing the topic publicly yet? -
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Re: advice for a struggling career changer
Tue, May 29, 2007 - 9:36 PMUmm... yeah, actually, I came across the Luck Factor in my research into the book... it's titled Ike's Wager ... and boy do I need to find a more succinct way of explaining it. :) So ... in the first chapter it outlines a set of 7 specific beliefs, among them being conscious creation (Synchronicity / Law of Attraction, however you want to call it), permaculture, autonomy (i.e. you can't make me feel bad - evil eye, curses, "emotional polution", etc.), fundamental good (human nature), and the allegorical nature of religion. Throughout the course of the book, with a heavy emphasis on conscious creation (the other beliefs are mostly either supporting this or checks/balances to this) the book outlines how and why a belief in these 7 principles is of greater objective benefit to the believer and those around them in all cases (health, finances, relationships, world peace) even if ... they're all wrong. :) In other words, that a person who believes in conscious creation objectively benefits more than a determinist, even if the determinists view of the world is entirely accurate. The reason it's called Ike's Wager is because throughout the book it relies on the notion not that conscious creation is an accurate view of the world, but that it is your "best bet" for happiness and success in life, irrespective of whether or not it's true. I think the evidence is pretty compelling. :) Obviously or I wouldn't have written the book, right? :P Anyway thanks for asking and giving me another opportunity to promote it. :)
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Re: advice for a struggling career changer
Fri, June 15, 2007 - 11:32 PM
Can you borrow against your 401k instead of taking the money out completely? Many 401k plans allow this, and the interest rate is not bad, but the best part is that you're essentially paying the interest rate to yourself.
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Re: advice for a struggling career changer
Wed, August 29, 2007 - 1:26 PMHello Chloe,
I am curious what you decided to do.
I, too, have considered massage therapy as a career change. Even here, in a barren desert, there are at times opportunities for therapists.
Also beautiful breitenbush is advertisign for massage therapists adn thus, I am sure other retreat centers will have a flow of openings.. great places, to me, to enjoy living and working.
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Re: advice for a struggling career changer
Thu, August 30, 2007 - 12:26 PMOh -- somebody bumped this thread up and it occurs to me now, you might want to check out www.ChangingCourse.com -- I found this site recently and it seems to have a lot of good info for people wanting to change careers. I also had subscribed to www.virtualassistants.com which may also help, although at the moment my subscription there has lapsed. The VA website is a great example of why most software is BAAAAAD for the people who use it... however... they've got noble intent, so hopefully they'll grow. :)